What do notary fees include?
In Morocco, “notary fees” bundle several items: registration duties owed to the State, land registry duties, the notary's fees with VAT, and miscellaneous costs. Most of the amount goes to the State, not to the notary.
Free tool
Notary fees calculator for Morocco
Estimate the acquisition costs of your property: registration duties, land registry fees, notary fees and VAT. Rates are editable and the calculation is in dirhams.
Your fees estimate
- Registration duties
- 40,000 DH
- Land registry
- 15,000 DH
- Notary fees excl. VAT
- 10,000 DH
- VAT on notary fees
- 2,000 DH
- Miscellaneous costs
- 1,500 DH
- Total acquisition costs
- 68,500 DH
- As a percentage of the price
- 6.85 %
- Total budget (price + costs)
- 1,068,500 DH
Indicative estimate. Only the statement issued by your notary is binding.
Rates used
Default rates applied
| Cost | Default rate | Basis |
|---|---|---|
| Registration duties (housing) | 4% | Declared price, art. 133 of the General Tax Code |
| Registration duties (bare land, commercial) | 5% | Declared price, art. 133 of the General Tax Code |
| Land registry | 1.5% | Transfer duty, ANCFCC tariff |
| Non-traceable payment surcharge | +2% on the part paid in cash | Sales above 300,000 DH, deeds drawn up since 1 July 2026, art. 133-III of the General Tax Code |
| Notary fees | about 1% excl. VAT | Estimate: varies by notary and file |
| VAT on notary fees | 20% | Standard rate applicable to notaries |
| Miscellaneous costs | about 1,500 DH | Estimate: stamps, certificates, formalities |
Good to know: since 1 July 2026, an additional 2% registration duty applies to property sales above 300,000 DH when the price is not paid by a traceable payment method provided by law, or when the deed does not state how it was paid. If the price is paid partly in cash, it applies only to the cash part. If you finance with a loan, mortgage registration fees come on top and are not calculated here.
Sources: decree setting the land registry tariff (ANCFCC); Finance Law n° 50-25 for 2026, Bulletin officiel n° 7465 bis of 16 December 2025; General Tax Code (DGI). Last checked 13 October 2026.
Understand the costs
Notary fees in Morocco: what to know
How much should I plan as a percentage of the price?
For housing, expect roughly 6% to 7% of the declared price: 4% registration duties, 1.5% land registry, then notary fees and their VAT.
New or resale: what is the difference?
Registration duties are the same for new and resale housing. For a new property sold by a developer, VAT may be included in the price: check the price shown in the deed before simulating.
Can these costs be reduced?
Registration and land registry duties are set by law. Notary fees and miscellaneous costs vary by notary and by the complexity of the file: ask for a detailed quote before signing.
Frequently asked questions
Notary fees in Morocco: your questions
Add registration duties (4% of the price for housing), land registry (1.5%), notary fees (about 1% excl. VAT) plus 20% VAT, and a few miscellaneous costs. The calculator does this and lets you edit every rate.
About 68,500 DH, or 6.85% of the price: 40,000 DH registration duties, 15,000 DH land registry, 12,000 DH notary fees with VAT (10,000 DH excl. VAT and 2,000 DH VAT) and 1,500 DH miscellaneous costs.
The usual rate is 4% of the declared price for housing and 5% for bare land or commercial premises, under article 133 of the General Tax Code. Reduced rates or exemptions exist for some social housing: check with your notary.
Generally no: the bank finances part of the property price and acquisition costs are paid from your down payment. Also work out your payment with our mortgage calculator.
No, it is an estimate. State rates are fixed, but notary fees, miscellaneous costs and special cases (social housing, non-traceable payment) vary. Have the amount confirmed by your notary.
Since 1 July 2026, an additional 2% registration duty applies to property sales above 300,000 DH when the price is not paid by a traceable payment method provided by law, or when the deed does not state how it was paid. If the price is paid partly in cash, the surcharge applies only to the cash part. Example: 500,000 DH paid in cash adds 10,000 DH of duties.
Next step
Once you know the costs, work out your monthly payment and borrowing capacity.
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